The Consumer Fraud Act is remedial legislation that should be construed liberally in favor of consumers

Law Lessons from OREST CHAYKOWSKY V. LOUIS MARUT, ET AL. V. STEVEN CHAYKOWSKY, App. Div., A-2901-10T2, September 7, 2012:

The Consumer Fraud Act is remedial legislation that “should be construed liberally in favor of consumers.” Cox v. Sears Roebuck & Co., 138 N.J. 2, 15 (1994). To recover under the CFA, a plaintiff must establish three elements: “(1) unlawful conduct by the defendants; (2) an ascertainable loss on the part of the plaintiff; and (3) a causal relationship between the defendants’ unlawful conduct and the plaintiff’s ascertainable loss.” N.J. Citizen Action v. Schering-Plough Corp., 367 N.J. Super. 8, 12-13 (App. Div.), certif. denied, 178 N.J. 249 (2003); see also N.J.S.A. 56:8-19.

N.J.A.C. 13:45A-16.2(a)(12) requires home improvement contracts in excess of $500 to be in writing and to contain specific information.

A successful plaintiff is entitled to “reasonable attorneys’ fees, filing fees and reasonable costs of suit.” N.J.S.A. 56:8-19.

Individual liability for regulatory violations under the CFA depends upon “the language of the particular regulation in issue and the nature of the actions undertaken by the individual defendant.” Allen v. V & A Bros., Inc., 208 N.J. 114, 133 (2011).

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